Loan Packaging

NCRPC provides confidential, one-on-one assistance through every step of obtaining financing for your business. It can help you be successful in making a good first impression and in achieving financing for your business.

Loan packaging services includes:

  • Reviewing the project feasibility to obtain funding to start, expand, or purchase a business at no charge.
  • Discussing potential local/state/federal programs available to fund the project including eligibility requirements
  • Preparing loan applications tailored to meet specific program requirements from the data provided by the client for a fee.
  • Accompanying client to the Lender of your choice and help answer questions.
  • Answering questions posed by the specific funding program(s).

Why You Need NCRPC

NCRPC can help you be successful in making a good first impression and in achieving financing for your business by helping you evaluate the following questions:

  • Do you have enough down payment?
  • Do you have enough operating capital?
  • Are you asking for enough money?
  • Have you established a need for your business?
  • Is the cash flow sufficient to cover taxes/compensation/debt service?
  • What if you don’t have sufficient collateral?
  • Have you adequately addressed management ability?

Primary Financing Sources Available

  • Local Lender
  • Low-interest Revolving Loan Fund Programs
  • U.S. Small Business Administration Programs (SBA)
  • StartUp Kansas Loan Program
  • Kansas Department of Commerce Programs (KDOC)
  • U.S. Department of Agriculture Programs (USDA)
  • Economic Development Administration (EDA)

For more information on these programs, click here.

Approval Ratings

We produce results; just ask your local lender. Over the past 15 years our rate of loan approvals has been:

Approval RatingsFinancing Program
98%Revolving Loan Fund Programs
100%SBA 504 Loan Program
98%SBA 7a Loan Program
84%StartUp Kansas Loan Program
(Competitive Ranking)
100%CDBG - Economic Development

Fees

Review of loan feasibility and financing options are free.* Upon decision to proceed, a non-refundable deposit is required. An additional fee is charged only if the loan is approved.

*Free assistance underwritten by the Kansas Department of Commerce.

Service Area

Business Finance services are available within a 12-county area of North Central Kansas including the counties of Clay, Cloud, Dickinson, Ellsworth, Jewell, Lincoln, Marshall, Mitchell, Ottawa, Republic, Saline, and Washington.

NCRPC Business Finance Service Area

Contact

For additional information, contact Debra Peters, Business Finance Director at (785) 738-2218 or by e-mail at dpeters@nckcn.com.