Housing Resources

The following is a listing of funding opportunities potentially available for projects related to Housing with focus on programs applicable to North Central Kansas. Click here for helpful tips on seeking project funding.


Housing Resources in Kansas

The State of Kansas and the Federal Government have various programs available to assist individuals; developers; cities, counties and non-profits; and lenders to meet their housing needs. A list of many of these programs are listed on this website along with contact information.

Community Development Block Grant (CDBG) – Housing

Program provides Federal funds to local units of government for addressing their housing needs in the form of grants to cities for demolition of dilapidated houses, rehabilitation of renter and owner-occupied homes. Project must benefit low-to-moderate income persons (at least 51%) per U.S. Census or official survey process.

Deadline: Annually, generally in fall.
Organization: Kansas Department of Commerce

Weatherization Assistance Program

The North Central Regional Planning Commission operates a Weatherization Assistance Program that helps reduce energy costs for low-income households by increasing the energy efficiency of their homes, while ensuring their health and safety. The 41 counties in the NCRPC service area include: Barton, Cheyenne, Clay, Cloud, Decatur, Dickinson, Ellis, Ellsworth, Geary, Gove, Graham, Greeley, Jewell, Lane, Lincoln, Logan, Marshall, Mitchell, Ness, Norton, Osborne, Ottawa, Phillips, Pottawatomie, Rawlins, Republic, Riley, Rooks, Rush, Russell, Saline, Scott, Sheridan, Sherman, Smith, Thomas, Trego, Wabaunsee, Wallace, Washington, and Wichita. Funding for this program is provided by the Department of Energy (DOE) and the Low Income Energy Assistance Program (LIEAP).

To learn more about the NCRPC Household Weatherization Program and how to apply, visit the website.

Deadline: Throughout year.
Organization: Kansas Housing Resources Corporation
Service Provider in North Central Kansas: North Central Regional Planning Commission

Home Ownership Program

North Central Regional Planning Commission is proud to partner with local banks and charitable foundations to create and administer a new incentive program to make home ownership more affordable. Visit the website for the locations where pilot programs are currently available.

Deadline: Applications processed on a first come first served basis.
Organization: North Central Regional Planning Commission

Moderate Income Housing

Moderate Income Housing grants and/or loans are awarded to cities and counties to develop multi-family rental units and single-family for-purchase homes in communities with populations fewer than 60,000 people.

Deadline: Annually, generally in fall.
Organization: Kansas Housing Resources Corporation (KHRC)

National Housing Trust Fund (HTF)

This program provides funds for developers creating rental housing for extremely low-income household renters. Funds are awarded on a competitive basis annually.

Deadline: Annually, generally in winter.
Organization: Kansas Housing Resources Corporation (KHRC)

USDA Housing Repair Loans & Grants in Kansas

Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Deadline: Applications for this program are accepted through your local RD office year round
Organization: USDA Rural Development

USDA Direct Home Loan Program

Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.

Deadline: Applications for this program are accepted through your local RD office year round
Organization: USDA Rural Development

USDA’s Housing Preservation Grants provide qualified, public, non-profit organizations and public agencies funding to assist very-low and low-income homeowners to repair and rehabilitate their homes in rural areas. Individual homeowners are not eligible.

Deadline: Annually, generally in spring. Contact your local RD office.
Organization: USDA Rural Development

First Time Homebuyer

The First Time Homebuyer Program helps income-eligible households purchase their first home by providing down payment assistance.

How to Apply: Contact First Time Homebuyer Program staff for a list of qualified lenders serving your area.
Organization: Kansas Housing Resources Corporation (KHRC) with Federal HOME Funds