Two Nonprofits Continue Mission to Strengthen NCK Housing
Two housing nonprofit organizations were launched in the region in 2018 with the purpose of helping to preserve and strengthen housing in North Central Kansas. That mission continues today.
“We know that housing issues vary throughout the region, but the overall need for housing assistance is a common theme that we hear often,” NCRPC Housing Director Keegan Bailey said.
The first focus of the nonprofits was creating and administering an incentive program to make home buying more affordable through down payment and closing cost assistance. Since 2018, home ownership pilot programs in the region have combined to assist in the purchase of 89 homes with an approximate value of $10.2 million.
“The pilot home ownership programs have proven to be successful and we are continuing efforts to expand the program in the region,” Bailey said. “We also continue to look ahead to what other opportunities exist to support housing efforts.”
The leadership team for both nonprofit organizations include NCRPC staff Emily Benedick, Debra Peters, and Keegan Bailey and Executive Board Treasurer Vicki Steffens. Local advisory committees are also in place for each nonprofit. These committees will expand as additional programming is added.
NCK Housing Opportunities, Inc.
NCK Housing Opportunities, Inc. is a 501(c)3 serving Cloud, Ellsworth, Jewell, Lincoln, Mitchell, Ottawa, Republic and Saline counties. Current members on the local advisory committee include Landee Thyfault, Cloud County; Debra Kootz, Ellsworth County; Gaylene Sorell, Jewell County; Bree McReynolds-Baetz, Lincoln County; Carol Torkelson, Mitchell County; Alicia Kiefer, Ottawa County; and David Blecha, Republic County.
NCK Housing Opportunities, Inc. has completed home ownership programs in Cloud, Ellsworth, Lincoln, Mitchell, Ottawa and Republic counties so far. Funding was recently awarded that will expand the NCK Home Ownership Pilot Program to Jewell and Saline counties with additional information to be announced in the coming weeks.
NCRPC Business Finance Director Debra Peters is the NCK Home Ownership Program Manager. Both nonprofits and their related housing initiatives originally began with funding from the business loan pool that Peters manages. Many partners have been involved with efforts to expand and promote the available programs.
“The success of the pilot programs so far is credited to the funding sources that make it all possible in conjunction with the dedicated staff, committee members, area banks, economic development/chamber representatives, and realtors who help get the word out in the region,” Peters said.
Four Rivers Housing Opportunities, Inc.
Four Rivers Housing Opportunities, Inc. is a 501(c)3 serving Clay, Dickinson, Marshall and Washington counties. Members on the local advisory committee include David Walters, Dickinson County, and Lynn Mayer, Marshall County.
Currently, Four Rivers Housing Opportunities, Inc. is offering a home ownership program in Dickinson County. The program offers down payment and closing cost assistance through loan/grant dollars. It launched in March 2020 and continues until funds are exhausted or when the program ends on December 31, 2021. NCRPC Housing Director Keegan Bailey is the Four Rivers Home Ownership Program Manager.
“The Dickinson County Home Ownership Program can help individuals obtain the home of their dreams while also helping to keep the housing stock occupied and maintained,” Bailey said.
The grant portion of the program in Dickinson County was made possible by several local generous donations. To learn more, contact a participating Dickinson County bank or visit the home ownership web page.
Four Rivers Housing Opportunities, Inc. also completed a successful home ownership program in the City of Marysville in 2019. “This program, along with lower interest rates, jump started the Marysville housing market to a point where we actually have a shortage of homes for sale,” Lynn Mayer, CEO of Citizens State Bank of Marysville and member of the Four Rivers Housing Opportunities, Inc., Advisory Committee said.
This article appeared in the May 2021 NCRPC Newsletter.